Loan Portfolio Management including entries, disbursements, repayments and updating of outstanding loan balances;
Client database management;
Send clients their statement of account monthly and on request;
Monthly account reporting and reconciliations;
Quarterly account reporting and reconciliations;
Close of the year account reporting and reconciliations;
Financial analysis of recorded transactions;
Investors transactions reporting and reconciliations;
Income Statement preparation and reporting;
Maintenance of company’s transactional records;
Tracking and monitoring of loan performance using identified KPIs;
Upward Management reporting on a weekly & monthly basis;
Work closely with both the external and internal auditors to make sure our books are in order.
Collection/Recovery of aging loan portfolios.
Work closely with Loan Officer (LO) to execute recovery techniques and strategies including, loan write off mapping, regular office/home visit and chasing, and collecting.
Any other responsibilities as may be assigned by Line Manager.
BSC in Accounting or other finance related courses
Minimum of 3 years experience as a Financial Analyst
Proficiency in Microsoft Office especially Excel and Power BI
Ability to learn new concept quickly
Salary range – 150,000 – 180,000
Marketing to various government parastatals with the motive of convincing them to get a loan from the company.
Evaluation of a prospective customer eligibility to get a loan and ability to pay back as at when due.
Reviewing client information for credit worthiness and assisting clients with their application process.
Analyze all loans transaction and adherence to all policies and procedures.
Assist clients to reconcile their account and maintain accuracy of their information and also, ensure timely resolution of all issues.
Monitoring and appropriate follow up on existing customers who are yet to make repayments in due time.
Manage communication with clients.
Ensure all tools are in perfect order for effective and high productivity.
Manage the end-to-end process business from loans approval to when repayments come in.
Engage in relationship management with the stakeholders of loan process.
Any other duties assigned to me by my Line Manager.
Must possess excellent command of English Language;
Must be good customer service skills.
Must be proactive and a quick thinker;
Must have at least 2 years’ experience in a similar role;
Must be proficient in use of Microsoft office especially Excel and Power Point.
Job Type: Full-time
Salary: ₦75,000.00 – ₦100,000.00 per month.
Commercial Officer - Travel
Growing Travel Management Company requires a Commercial Officer
1) 1yr work experience working for a travel company.
2) Knowledge of Travel Industry including.
b. Main competitors in Nigeria.
c. Main interface systems (Amadeus, GDS etc).
3) Positive attitude, self-starter with friendly disposition.
4) Ability to make new friends and meet new people.
5) Flexible, engaging and ready to work
COMMERCIAL OFFICER DUTIES AND RESPONSIBILITIES:
Grow and maintain healthy relationship with existing customers.
Work with Commercial Director to secure new customers.
General support in assisting with the generation of bid input/tender proceedings and ensuring proposals are submitted on time.
Provide feedback via reports on business meetings to the management team.
Administer compliance with our internal policies and procedures, as regards commercial practice in respect of all tasks assigned.
Commercial and business awareness together with understanding of contract management including diligent document control, reporting, drafting.
Pursue industry opportunities to grow our business, whether through partnerships or new initiatives, and work to take advantage of those opportunities.
Perform other related duties as may be assigned by your direct supervisor.
Prepare, calculate and pay VAT & WHT;
Month end preparation of all statutory remittances;
Ensure company tax is well calculated and remitted;
Represents the company in all tax audit exercise;
Ensure all tax receipts and certificate are obtained and filed properly;
Ensure all federal/state/local govt levies are complied with;
Coordinate effective stakeholder interface to ensure full compliance with legislation, directives, rules and guidelines.
Prepare monthly payroll including all calculations and deductions;
Prepare payroll for conformity with organization’s budget, staff wages and policies, withholding regulations such as internal revenue service policies for withholding and reporting, as well as record keeping assessments.
Financial Reporting & Control
Maintain Petty Cash register;
Ensure all entries contain valid, accurate and approved supporting documentation;
Perform periodic stock take and ensure General Ledger reconciles;
Prepare all vouchers for approval and ensure all entries are captured in company SAGE system;
Prepare invoices to clients and follow up on payment;
Accrue for all services enjoyed but not yet paid;
Reconcile payable accounts (for each vendor account);
Preparation of monthly payable report;
Review reports and control accounts from SAGE, ensure accuracy and completeness;
Prepare monthly closing files for review and approval;
Maintain fixed asset register.